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FAIR HOUSINGEqual Housing logo

All citizens have the right to rent or buy housing, regardless of race, color, religion, sex, national origin, disability or familial status. If you feel you are a victim of housing discrimination, call the U.S. Department of Housing and Urban Development's discrimination complaint hotline toll-free at 800.669.9777 or, if using a telecommunications device for the deaf, 800.927.9275. You may also call the Development Services Department at 407.518.2156 for additional information.

For more information please visit the Analysis of Impediements to Fair Housing.

HOMEOWNERS

As funding allows, the City of Kissimmee has strategies to provide assistance to residents who own their home but are in need of assistance.  These strategies may include:

  • Housing Rehabilitation

Owner occupied homes located within the City of Kissimmee may be eligible for rehabilitation assistance up to $40,000 to alleviate emergency conditions which represent an immediate threat to health and safety and other housing code deficiencies.

    • Owner must have owned the home for at least one year prior to requesting assistance
    • All property taxes and mortgage payments are current
    • Household income may not exceed 80% of Area Median Income as defined by Florida Housing Finance Corporation annually
    • Household liquid and non-liquid assets may not exceed $25,000 (cash, cars, boats, etc.)
    • The home must fail to meet one or more building code conditions

*If the property has mortgage liens recorded against it which total more than the Property Appraiser’s assessment of value, assistance will be restricted to no more than $15,000.

Assistance is in the form of a mortgage loan at zero percent (0%) interest rate, for a term of ten (10) years.  Loan and lien will be forgiven at the end of the ten year term.

  • Homeowner Preservation

The City of Kissimmee has three programs to assist current homeowners remain in their homes (income and other criteria apply):

  1. Foreclosure Prevention – assistance provided to avoid foreclosure. Underwriting is required to determine long-term sustainability.
  2. Insurance & Taxes Payment – assistance provided to elderly homeowners (62 years of age or    older) to pay delinquent homeowner insurance or property taxes to avoid loss of home due to damage/tax certificate foreclosure.
  3. Homeowner Utility Protection – assistance provided to pay delinquent utility bills.
  • Special Needs Owner Occupied Rehabilitation

Assistance may be available for households where a household member has documentable special needs, particularly developmental disabilities.

Home modifications may include, but are not limited to: technological enhancements or devices.

HOMEBUYERS

As funding allows, the City of Kissimmee has strategies to provide assistance to residents who are looking to purchase their own home but are in need of assistance.  These strategies may include: 

  • SHIP Purchase Assistance 

SHIP logoAssistance may be available for very low, low and moderate income households to purchase a home.

    • Applicant must not have owned a home within the previous 3 years
    • Household income may not exceed 120% of Area Median Income as defined by Florida Housing Finance Corporation annually
    • Household liquid and non-liquid assets may not exceed $25,000 (cash, cars, boats, etc.)
    • Applicant must attend a local homebuyer training and counseling class
    • Applicant must meet credit evaluation criteria required by the first mortgage lender
    • Applicant must provide a buyer contribution of $500.00 or $1,000.00 (based on the income level of the household

Assistance is in the form of a mortgage loan at zero percent (0%) interest rate, for a term of five (5) years. Loan and lien will be forgiven at the end of the five year term.

For more information regarding homeownership assistance, please visit the U.S. Department of Housing & Urban Development webpage.

  • Neighborhood Stabilization Program (NSP1) & (NSP3)  NSP logo

Through these programs, the City of Kissimmee may purchase a foreclosed home, rehabilitate it and offer it for purchase to an income eligible buyer.

For more information please visit our NSP webpage, NSP1 and NSP3 Plans, the Purchase Assistance Program Application or the U.S. Department of Housing & Urban Development webpage.

RENTERS

Funds may be available to provide a grant to low and very low income renter households for rental/security deposits and/or utility deposits for new leases having a term of no less than one year.  No assistance can be provided to rental of mobile homes.

OTHER PROGRAMS

Annually, the City of Kissimmee provides non-profit agencies with the opportunity to request a portion of its Community Development Block Grant (CDBG) funding particularly set aside for public services.

The annual CDBG Action Plan process begins in March of each year, with a notice of funding availability published in the newspaper of general circulation.

A mandatory pre-application workshop is held annually in April and grant applicaitons are due from eligible applicants requesting funding is held prior to application submission deadline.

For more information regarding these current plans, please visit our CDBG Program webpage. 

Last updated: 3/17/2014 3:36:44 PM